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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168375 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168462)

Excellent service provider

Their platform is easy to access and to understand. A very good and responsive customer service and customer care. Reviewed on: 8th July 2022

Paypal credit

Amazing!!! Try PayPal credit I doing my shoppings online and I spread 4 months no fee. Thank you p PAYPAL Reviewed on: 8th July 2022

Fast and easy to use.

Setting up an account and applying for credit was fast and easy to do. No problems with using it, payments always on time and great customer service. Reviewed on: 8th July 2022

I love Pay Pal

Very convenient and easy to use. High recommend. Reviewed on: 8th July 2022

Great Communication and Easy to Use

Very easy to use at checkouts. Quick decision making when using pay in 3. Good communication regarding your account with timely payment reminders. Reviewed on: 8th July 2022

PayPal Credit

PayPal Credit is always helped me out. Reviewed on: 8th July 2022

Always there for you.

Because of the security it gives. Reviewed on: 8th July 2022

Easy and convenient

It's very user friendly and convenient. Automation of so many things means that you can make adjustments through the app without having to communicate with someone. Even if customer service is required, it is always exceptional. Reviewed on: 8th July 2022

Great service

Easy to use, swift confirmation and simple repayments. Coupled with 4month interest free offers makes this perfect for medium spend purchases. Reviewed on: 8th July 2022

Simple and clear credit

Very straight forward process of paying with PayPal Credit. Nice an simple terms, haven't encountered any problems with PayPal so far. Reviewed on: 8th July 2022

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