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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169124 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169226)

Seamless transactions

Seamless transactions and very much secured and safe. So easy to use. Reviewed on: 11th August 2022

paypal, simple the best

Very honest, flexible and user friendly Reviewed on: 11th August 2022

No interest for 3-4months

I love spending through PayPal credit. Its gives me security when purchasing online. I like how scammers can't get my money instantly. Best part is no interest and installment payment if purchases are above certain price. Thank you PayPal. Reviewed on: 11th August 2022

Well managed and affordable

I use PayPal credit alot. It has helped me get essential items at affordable repayments. Being disabled and things very expensive it's a lifesaver. Reviewed on: 11th August 2022

Fuss free lending

I absolutely love using PayPal credit. It gives me time to pay for larger items over 4 months. Reviewed on: 11th August 2022

Easy & quick to Set Up

Easy & quick to set up, uses existing payment methods or add a new one. Your in control of your credit and payments. Reviewed on: 11th August 2022

Easy and very handy

It has helpd me stay safe purchasing things on the internet and the easy payment makes life easier too Reviewed on: 11th August 2022

paypal a real Pay Pal

Paypal really is a pay pal so easy to use Full protection against scammers when you use the PayPal credit system Payments are automatically sent so no missed payments Easy access to help whenever you need it I have so much faith in the Paypal Credit system its the only type i recommend because i never make recommendations for anything Reviewed on: 11th August 2022

secured, fast and reliable

paypal never let me down, always there to help those in need Reviewed on: 11th August 2022

Good laid back credit!

Easy to apply for and manage, with no clunky apps or long payment processing delays! Reviewed on: 11th August 2022

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