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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

Easy to use and purchases are protected

PayPal credit is a great product - I like being able to pay off payments over £100 over 4 months and the platform is really user friendly. PayPal also enabled me to get my money back when I purchased a product that was damaged in transit and the retailer was non responsive. Reviewed on: 8th July 2022

Never let you down

I’ve got so amazing experience with Amex and I’m surprised always about the benefits and fees Reviewed on: 8th July 2022

Very helpful

Excellent provider and very convenient Reviewed on: 8th July 2022

Great

I needed a sofa in a hurry and on the car journey to the shop I organised the credit. The sofa arrived in a few days and was paid off in a few months. Brilliant! Reviewed on: 8th July 2022

Perfect Service for Big Purchases!

I’ve been a PayPal Credit customer for a few years now- and I absolutely love using all the different offers available for bigger purchases more so than my current Credit Card company. I’ve been able to buy new furniture for the house all in one go- then pay it back in monthly instalments or within 4 months so I am not charged any interest. I’ve mentioned it to friends and to family, and they have also been able to spread the payment easier with PayPal Credit. It’s a really good option to have an I’ll likely be a permanent customer and user of this service in the future. Reviewed on: 8th July 2022

Good

Excellent service. No hassle when sending and receiving money Reviewed on: 8th July 2022

Great service

Great deal from pay pal , 4 months 0 interests, easy to manage , lots of remainders can't ask for more ... its my fav way of paying Reviewed on: 8th July 2022

Great provider

Thanks love it, makes my life so much better Reviewed on: 8th July 2022

The company who lets me buy without the charge. Intersect fee credit is amazing

Customer experience is always great And purchasing is made very easy especially with PayPal credit. Reviewed on: 8th July 2022

PAYPAL Credit

Great easy to use , inexpensive and competitive. Reviewed on: 8th July 2022

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