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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (168112)

Amazing

5
Pay pal is very help ful for people who can't buy stuff with full amount but with PayPal every body can buy every thing. Reviewed on: 8th July 2022
Harjot Kaur's avatar
Harjot Kaur

reliable, safe, fast, easy to handle, if there are problems they will always help

5
always and everywhere I try to pay on the Internet only through paypal credit, because it is reliable and always solve problems with the seller. I recommend it to everyone Reviewed on: 8th July 2022
VYTAUTAS MESKYS's avatar
VYTAUTAS MESKYS

Affordable

5
Easy to apply and the customer service team are very knowledgeable and helpful. Reviewed on: 8th July 2022
sai kiran's avatar
sai kiran

Amazing

5
Split costs which is great Opportunity for people to save many as allow zero interest for 4 months. Reviewed on: 8th July 2022
Heddy Ruano's avatar
Heddy Ruano

Excellent value

5
Excellent Nice and easy to apply PayPal credit Reviewed on: 8th July 2022
Engues's avatar
Engues

Excellent product

5
simple to manage, and easy to keep on top of Reviewed on: 8th July 2022
Matt Collins's avatar
Matt Collins

Best user-friendly credit provider

5
Using PayPal credit is super easy and quite clear. Terms of credit known well in advance which helps you to plan repayments and further purchases. Reviewed on: 8th July 2022
dian.dnikolov@gmail.com's avatar
[email protected]

Overall it's much better than most of them out there. The reason I'm not giving 10/10 is that recently I had an an bad experience with them and they couldn't rectify the situation.

3
Overall good and had one very bad experience recently Reviewed on: 8th July 2022
Safeer Ahmed's avatar
Safeer Ahmed

Impressive

5
Absolute life saver, the best thing to use, helped out in so many ways Reviewed on: 8th July 2022
Connor Sprague's avatar
Connor Sprague

Satisfied immensely

5
Amazing tool to help a young lad like myself sensibly use credit and help me make the most of summer ! Reviewed on: 8th July 2022
Stoneyjr212's avatar
Stoneyjr212

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