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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168151)

PayPal Credit allows us to manage household budget more effectively

PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022

great service

fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022

Great

I used one time paypal credit and I love it Reviewed on: 8th July 2022

It is fantastic

It secur, safe and simple to use Reviewed on: 8th July 2022

Quick, easy to manage credit

Makes online shopping all the easier Reviewed on: 8th July 2022

Simple, affordable and safe

I like how I can spread payments out and allows me to effectively budget high price items. Reviewed on: 8th July 2022

Best finance/loan company.

Many places don’t accept Klarna or clear pay. But with PayPal credit I’m and able to afford things I can’t normally afford all at once. And it’s nice to be able to treat myself and pay it back with little interest. Reviewed on: 8th July 2022

excellent

excellent customer services and takes care of their customers very well. I love using the credit to make payments especially when the unexpected happens. Reviewed on: 8th July 2022

excellent option to spread online payments

The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022

Easy and hassle free

Paypal credit is easy to use and the site simple to navigate. Interest free over £99 Reviewed on: 8th July 2022

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