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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171727 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171761)

Paypal for all

An easy to use platform with multiple options based on your situation. Pay in 3 with 0% can help spread the costs with no fees and you can be rewarded with purchases as a member. Reviewed on: 6th July 2026

It pays to be a pal of PayPal!

I’ve been with PayPal for many years and always find to be very reliable with brilliant communication and great Customer Service. Reviewed on: 6th July 2026

Love the interest free period of 4 months if spendin...

Love the interest free period of 4 months if spending over £99 Reviewed on: 6th July 2026

Reliable and Safe

It's trustworthy, reliable and easy to set up. Reviewed on: 6th July 2026

Their services are good and fair and excellent

Their services are good and fair and excellent Reviewed on: 6th July 2026

I am very much happy of using pay-pal.

I am very much happy of using pay-pal. It helps me paying of 3 instalments on my purchases. Reviewed on: 6th July 2026

Great and easy to use have never had any issues.

Great and easy to use have never had any issues. It is great to be able to spread cost of payments Reviewed on: 6th July 2026

So Easy To Manage..

It makes it so easy to manage my finances. I use pay in three to help spread the cost and having the credit helps me budget and the reminders always mean I am able to pay it back in good time. I have never used credit before but PayPal makes it simple and no hidden catches. Reviewed on: 6th July 2026

Very easy to use paypal

Very easy to use paypal, & is very secure Reviewed on: 6th July 2026

PayPal has been good to me.

PayPal has been good to me. Their interest rates are over the roof but everything else is good. Reviewed on: 6th July 2026

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