Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170416 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170472)

There when needed

Always there when needed, good to have as a back up for birthdays and so Reviewed on: 6th July 2026

Great service

Seamless transactions and updates instantly Reviewed on: 6th July 2026

Always had good communication everything is set out...

Always had good communication everything is set out correctly, disputes settled when needed Reviewed on: 6th July 2026

Roberto5869

PayPal is great way to spread cost . Reviewed on: 6th July 2026

Excellent service

I always receive fast payment .paypal has been helpfull Reviewed on: 6th July 2026

I love PayPal

I've been using PayPal many years and never had issues. Very safe to use, it is my favourite Reviewed on: 6th July 2026

Mr vados

Goood good goood juj nrn fgfr dff dd f d d d Reviewed on: 6th July 2026

Always reliable when needed very easy to use

Always reliable when needed very easy to use Reviewed on: 6th July 2026

Easy to use & good communication

Easy to use & good communication Reviewed on: 6th July 2026

Used PayPal for years, it's my goto pay method.

Used PayPal for years, it's my goto pay method. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3831 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93315 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub