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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172880)

My Paypal

5
So far PayPal has been fantastic and does what it says on the can. I have no gripes Reviewed on: 14th May 2024

Great service.

5
Great service. Used it for many years Reviewed on: 14th May 2024

Very happy.

5
Very happy....no interest for 4 months, great customer service...Recommend Reviewed on: 14th May 2024

Easily set up, easily used and great for budgeting.

5
Easily set up, easily used and great for budgeting. Contact with reps have been positive and answers received have been swift and professional Reviewed on: 14th May 2024

Contact seller

5
Previously I was waiting for a seller to contact me concerning a refund. The item had been paid for and didn’t arrive. After contacting the seller several times and leaving a message each time they ignored me. PayPal contacted the seller and a few days later I received a full refund. Reviewed on: 14th May 2024

Very easy to use and I will recommend to friends

5
Very easy to use and I will recommend to friends Reviewed on: 14th May 2024

BESTPAL!

5
Always staff on the ball,handle issues with efficiency.i have had issues with sellers,orders misplaced ect staff were very prompt to sort the matter quickly. Reviewed on: 14th May 2024

My paypal experience has been excellent an I'd highl...

5
My paypal experience has been excellent an I'd highly recommend absolutely fantastic.. Reviewed on: 14th May 2024

Very handy during the build up to Christmas time etc...

4
Very handy during the build up to Christmas time etc being able to spread the cost for expensive gifts. Reviewed on: 14th May 2024

Easy and straight forward experience.

5
Easy and straight forward experience. Great communication and warnings about due payments Reviewed on: 14th May 2024

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