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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170098 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170135)

BRILLIANT!

PayPal is by far the best third party provider for payments and transactions. Their security when paying online, ease of payment, transfers to friends, family and businesses and credit option (plus pay in 4 months interest free) make them a market leader and I highly recommend them! Reviewed on: 8th July 2022

Quick and easy - a lifesaver!

Love the options to split purchases into 3 equal instalments, it really helps to spread the cost of smaller purchases. The 4 instalment plan for bigger purchases has also come in useful as well, it's far more beneficial than just putting it on a credit card that has to be paid off in full the following month Reviewed on: 8th July 2022

Simple and secure

Easy to set up easy to use and secure Reviewed on: 8th July 2022

The monthly statement very confusion people

Sometimes it come out the balance which is from nowhere but I still need pay, very very confusion me Reviewed on: 8th July 2022

PayPal and PayPal credit forever

PayPal has changed the way I pay for things in my life. It’s fully safe and I can purchase an item of my dreams while purchasing using PayPal credit or pay in 3. Also no high interests like most of all credit cards companies. Reviewed on: 8th July 2022

Lifesaver

Every now and then you need something online but running short on cash PayPal is there with their 0% interest, which really helps. Reviewed on: 8th July 2022

Best service

Love their interest free option for 4 months on £100 Reviewed on: 8th July 2022

Easy to use credit

Easy to repay using a direct debit. Simples. Reviewed on: 8th July 2022

great having PayPal credit

I’ve managed to purchase items I couldn’t afford and to pay back monthly, what more can one want. Reviewed on: 8th July 2022

Very good

I am really very happy about there 3 payment features. And also interest free credit for 4 months . Reviewed on: 8th July 2022

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