Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169879 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (169919)

Paypal

Paypal is tje easy way to buy things on credit Reviewed on: 8th July 2022

Credit

Having the credit there is so helpful . Reviewed on: 8th July 2022

easy and convenient

It is Very easy and convenient Reviewed on: 8th July 2022

Fantastic service

They are very reliable, and their communication is really good. Reviewed on: 8th July 2022

Perfect product.

Works as it says- no ambiguity so no misleading as I have had with products from other companies. Reviewed on: 8th July 2022

Ideal way to budget

Convenient and secure online shopping service offering easy credit terms and a simple way to help budget Reviewed on: 8th July 2022

Quick and easy to use

Helps to sort out birthday and Christmas presents as well as the garden... Etc when low on money. Very good Reviewed on: 8th July 2022

Brilliant

Absolutely amazing flexibility always on hand whenever you need it Reviewed on: 8th July 2022

PayPal credit good

PayPal credit is so good Better than other credits Reviewed on: 8th July 2022

Best card ever

Best rates and reliable service! What else do you expect from PayPal. Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 92485 reviews
Payments
from PayPal 4.70 from 3829 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub