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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170816)

Phenomenal

5
Class service man canny beat it heavy good. Reviewed on: 8th July 2022

Integrated everywhere and 4 months free credit

5
It's just so convenient to use PayPal. Its' accepted all over the internet and the phone app is incredibly good. Love that all my purchases have 4 months interest free credit so I can always split the purchase up. Amazing. Reviewed on: 8th July 2022

Fantastic service

5
Easy to use, both online and the App. Great for purchases and paying someone. Very reliable and secure. Reviewed on: 8th July 2022

Useful facility and product

5
Easy to use and set up and allows a bit of financial freedom to repay over a period of time. Reviewed on: 8th July 2022

Easy and convenient

5
It’s quick and easy to use, break up payments into interest free options. Reviewed on: 8th July 2022

PayPal "purchasing made easy"

5
A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022

Quick, Simple, Easy

5
Very straight forward to use and navigate Reviewed on: 8th July 2022

The best way to shopping online.Period

5
Never had any problems with PayPal. Reviewed on: 8th July 2022

Amazing service

5
PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022

Paypal credit

5
Paypal credit is a life safer that comes with peace of mind and ease of payment option. It makes my life easier anytime am out of fund, and able to purchase what me and my family needs knowing I have 4 months repayment plan interest free. I will recommend to friends and family anytime. Reviewed on: 8th July 2022

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