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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173874 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173901)

Useful, quick, simple

I use PayPal credit to help with times like Christmas, anything over £99 you 4 month’s interest free on so can pay off without incurring. It gives me flexibility Reviewed on: 31st July 2023

Great product, easy to use

Great product, easy to use and flexible. Reviewed on: 31st July 2023

Great

Great service. Always use paypal Reviewed on: 31st July 2023

Spread cost

Love PayPal and the protection it gives you . Reviewed on: 31st July 2023

Great offers and easy to manage

The 0% interest for a period of time makes this a great value product. The website and app are simple to use making it easy to manage your money and payments Reviewed on: 31st July 2023

Safe and secure!

PayPal credit and payments give me peace of mind as it is safe and secure. No card to lose and always there if I need it. Easy to pay and I would totally recommend. Reviewed on: 31st July 2023

Worry free purchase

Brilliant for larger purchases when you know you can spread the cost interest free. Reviewed on: 31st July 2023

Peace of mind credit card repayment and pay in 3 instalments arrangement

The pay in 3 instalments arrangement is one of the best credit facilities in the market. It gives peace of mind and hassle free borrowing and repayments method Reviewed on: 31st July 2023

Excellent and quick credit application

I was very happy with the excellent and quick credit application after trying many different lenders. PayPal helped me control my credit score and got me updated with multiple emails and offers. Reviewed on: 31st July 2023

PayPal Fantastic Service

I couldn't have bought many much needed products without PayPal and its different affordable payment options and its best ever customer service who have helped me when I had a problem with a product on two occasions. There is nothing like this anywhere else. Reviewed on: 31st July 2023

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