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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148822 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148822)

Excellent easy to use great value for money.

Excellent easy to use great value for money. Reviewed on: 9th June 2026

.paypal easy to use and efficient

Never had a issue with PayPal.. great communication Reviewed on: 9th June 2026

Great experiences so far.

Great experiences so far. Easy to set up and worry free Reviewed on: 9th June 2026

reliable

i’ve been using paypal for all my online purchases and it has been very good and very reliable. Now that it comes with a physical card, I can use it to my in store purchases as well! Reviewed on: 9th June 2026

Reliable user friendly service.

Reliable user friendly service. It is easy to understand my account and keep track of my purchases and balance Reviewed on: 9th June 2026

Every time I use PayPal, I feel a sense of ease that...

Every time I use PayPal, I feel a sense of ease that’s rare with online payments. It gives me the confidence to move money without stress, knowing everything is protected and seamless. What I love most is how it removes the worry and lets me focus on what truly matters. It’s not just a payment service — it’s peace of mind in my pocket. Reviewed on: 9th June 2026

always great when i speak with them

always great when i speak with them Reviewed on: 9th June 2026

So far so good

So far we are really glad we have this account. It’s very helpful when in between payments. Love the 4 months to pay it off. Very good for us! Love the little perks with it too. Reviewed on: 9th June 2026

Efficient, and convenient way to pay.

Efficient, and convenient way to pay. Reviewed on: 9th June 2026

It's easy to use and offers interest free credit for...

It's easy to use and offers interest free credit for larger purchases Reviewed on: 9th June 2026

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