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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172696)

Best Credit facility

The flexibility of payment and allowance Reviewed on: 14th June 2022

Great credit provider.

Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022

Easy to use

Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022

Great finance option

Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022

Malik Raza

Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022

Muhammad saeed

I m very happy with PayPal they give us the good service and help us every time Reviewed on: 14th June 2022

Flexibility of Payment

Love the flexibility PayPal credit and PayPal Pay on 3 allows me. Spreading costs over 4 months 0% is amazing for existing customers. More card companies should take note. Reviewed on: 14th June 2022

PayPal is second to none in its business

I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022

Recommendable

Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022

Easy & Simple

This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022

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