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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172932)

I am very happy

The best credit . All clear to check Reviewed on: 8th July 2022

Cheap way to spread the costs.

Love how PayPal Credit gives me short interest free options or a longer way to buy goods which I know is pre approved. Great customer service who respond quickly to messages and easy to follow statements showing when payments due on each item. Reviewed on: 8th July 2022

No fuss payments

PayPal credit is there in case of emergencies. Give you peace of mind Reviewed on: 8th July 2022

Always available to rescue

My backbone credit provider when there's nowhere else to go. Simple to get, use and repay. No complications. Good customer service Reviewed on: 8th July 2022

Great and easy

Easy to use system, available with many retailers and makes online shopping a dream. Reviewed on: 8th July 2022

Quick and easy to use

It was a quick setup. Got approved after a couple of questions and a quick check. It is easy to use and understand. I really like the 0% interest payment options, and the longer payment plans as well. Your credit limit can be increased if you always pay on time, and it is done automatically. Reviewed on: 8th July 2022

The best

I love luxury items now I can afford i and spread the cost Reviewed on: 8th July 2022

Swift

Easy to use and the payment are secure. Reviewed on: 8th July 2022

Excellent

Easy to use and the best terms on the market! Reviewed on: 8th July 2022

PayPal credit

Excellent product, use it often and had no trouble unlike some cards that could be mentioned. Reviewed on: 8th July 2022

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