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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148791 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148791)

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 9th June 2026

Best credit provider!

PayPal are great at providing flexible payments and terrific customer service when required. Always keeping customers on track with dates and amounts. My preferred payment method as they offer buyer protection on purchases and peace of mind of security. Would recommended to everyone Reviewed on: 9th June 2026

My experience using PayPal has been very positive.

My experience using PayPal has been very positive. It is easy to use, fast, and secure. Payments go through quickly, and I feel confident when shopping online. Overall, I am satisfied and would recommend it to others. Reviewed on: 9th June 2026

Great company that helps with finance and financial...

Great company that helps with finance and financial management for the future. Highly recommend as they are very helpful Reviewed on: 9th June 2026

My Experience with PayPal

Every time I have needed to contact PayPal I have spoken to an agent that has been able to resolve my query. Reviewed on: 9th June 2026

Ease of protected purchases.

Ease of protected purchases. Customer service is great, peace of mind so very important in our busy day Reviewed on: 9th June 2026

I honestly wasn’t a huge fan, until I matured and my...

I honestly wasn’t a huge fan, until I matured and my finances changed and I could use PayPal to increase my wealth and improve my life. Reviewed on: 9th June 2026

PayPal usage

Straightforward to utilise, either by card or on-line, never had any issues. Also provides an extra layer of security and gives you that extra confidence when making purchases. Reviewed on: 9th June 2026

I been with paypal for 26 years now so have no compl...

I been with paypal for 26 years now so have no complain. Reviewed on: 9th June 2026

Very happy customer :-)!

Very straight forward, simple and clear instructions Reviewed on: 9th June 2026

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