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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148805)

constomer service agent

i have had a need to talk to a coustomer service agent, he was knowledgeable and was able to resolve my concerns. Reviewed on: 9th June 2026

I have always used PayPal

I have always used PayPal and never had any issues. It is very convenient and easy to use for anyone any age. Reviewed on: 9th June 2026

Easy transactions and setting your preferences.

Easy transactions and setting your preferences. Online support could be improved by having a real person to contact but still does the job. Reviewed on: 9th June 2026

Easy, and the app is amazing and straightforward...

Easy to use and the app is amazing and straightforward Reviewed on: 9th June 2026

Great flexibility

Great that you have the flexibility interest free option when making certain purchases. Reviewed on: 9th June 2026

Never had a problem with PayPal.

Never had a problem with PayPal. Reviewed on: 9th June 2026

Go to Finance provider

My go to Finance provider if I need to spread the cost of a purchase! Reviewed on: 9th June 2026

PayPal credit is perfect

PayPal credit is perfect and really does come in clutch when you are in those dire situations where you need that quick little bit of extra cash, the custom service is great also and very understanding if you miss a deadline for a payment also which is a breath of fresh air because other credit company’s have a habit of treating you like a villain if this happens. Overall great experience with PayPal credit and I would recommend it to anyone looking for something on this path line. Reviewed on: 9th June 2026

Excellent way to pay

Used PayPal pay in 3 and PayPal credit card. Very easy to use and convenient. Also got rewards Reviewed on: 9th June 2026

PayPal is great as it is a fair lender and if you ha...

PayPal is great as it is a fair lender and if you have any issues once you have paid for something on say eBay they are very good at helping retrieve the monies owed Reviewed on: 9th June 2026

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