Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148811)

No fuss and quick transactions.

5
No fuss and quick transactions. Would recommend to anyone. Reviewed on: 9th June 2026

PayPal for the User

5
PayPal is very user friendly and offers a wide range of options. PayPal Credit is an excellent platform. Reviewed on: 9th June 2026

PayPal is very reliable and you can trust them too

5
PayPal is very reliable and you can trust them too Reviewed on: 9th June 2026

Great way to buy things and get 4 months to pay it o...

5
Great way to buy things and get 4 months to pay it off, I’m completely protected and PayPal Credit goes through fast can use it in so many places. Absolutely amazing Reviewed on: 9th June 2026

Not faced any problems.

4
So far so good. I haven't had to deal with their customer service, so i can't rate that. But in general it's all going pretty well. Reviewed on: 9th June 2026

Never had a problem with paypal.

5
Never had a problem with paypal. Its a simple system at a reasonable rate of interest. Reviewed on: 9th June 2026

On the odd occasion I Call

5
On the odd occasion that I required assistance, the staff were all excellent and helpful. Top Marks. Reviewed on: 9th June 2026

The products offered by PayPal suit me down to the g...

5
The products offered by PayPal suit me down to the ground. Also they also get issues sorted out quickly. Reviewed on: 9th June 2026

Paypal credit it easy to use and understand

5
Paypal credit it easy to use and understand Reviewed on: 9th June 2026

For me excellent service.

5
For me excellent service. I use this service easy 12 years, and never let me down. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79764 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 101 reviews
    PayPal
    View all products