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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148307)

Paypal credit is very helpful to me especially havin...

Paypal credit is very helpful to me especially having the card to use in store.I use it very often and this service has not let me down. Reviewed on: 9th June 2026

Use as and when all good

There when you need it. simple and most major places except PayPal. great for what’s required in today’s world Reviewed on: 9th June 2026

Very easy to use and repayment options are clear

Very easy to use and repayment options are clear Reviewed on: 9th June 2026

Paypal credit

Very easy to set up and use. Tracking payments is very simple Reviewed on: 9th June 2026

Paypal has great services and easy to use

Paypal has constantly improved its services and features. Has made it easier to navigate and use across many companies. Introducing the new paypal card has been the best feature so far. Reviewed on: 9th June 2026

The most secure way of paying.

I find it the most secure way of paying for goods, with the added bonus of paying in 3 payments and no interest charges. Reviewed on: 9th June 2026

Pay pal give me 4 month free interest credit card .

Pay pal give me 4 month free interest credit card . Reviewed on: 9th June 2026

Good International service when it works, problem is...

Good International service when it works, problem is that PPal can't sort out when it doesn't!! Reviewed on: 9th June 2026

Fabulous credit

It’s been very smooth and stress free Reviewed on: 9th June 2026

Communication is great, customer services are very h...

Communication is great, customer services are very helpful, I always feel my account is protected. Happy customer. Reviewed on: 9th June 2026

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