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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148300 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148300)

Never had an issues, great service.

Never had an issues, great service. Reviewed on: 9th June 2026

It’s easy to use and allows me to spread the cost in...

It’s easy to use and allows me to spread the cost interest free Reviewed on: 9th June 2026

Easy to use and secured payment.

Easy to use and secured payment. Give you options and clear. Reviewed on: 9th June 2026

The All-In-One place for quick easy payment

Easy to use, Pay in 3 installments at 0% is very convenient, Buyer Protection and now they have introduced a PayPal linked Credit card. Reviewed on: 9th June 2026

Never had any problems with PayPal

Never had any problems with PayPal, Reviewed on: 9th June 2026

Love how easy it is to use PayPal for payment’s and...

Love how easy it is to use PayPal for payment’s and sending money. Reviewed on: 9th June 2026

I been using PayPal for years I never had any issues...

I been using PayPal for years I never had any issues and it’s give a lot more confidence to do shopping online without having to worry about money fraud or scams. I am very thankful for the PayPal team who’s working hard to keep us safe from scammers. Reviewed on: 9th June 2026

Easy to navigate, easy to view breakdowns of spend,...

Easy to navigate, easy to view breakdowns of spend, simple credit purchases online and lot of flexibility. No charges for paying off credit early and instant money transfers make PayPal a great tool. Reviewed on: 9th June 2026

PayPal - A Choice to Suit Your Circumstances.

PayPal gives me a choice with either a payment from my credit or debit card, pay in three option and the PayPal credit to spread the repayments. PayPal is handy for overseas payments so that the seller cannot see my card details. Reviewed on: 9th June 2026

I love Paypal

I love Paypal, it is the best option to pay online Reviewed on: 9th June 2026

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