Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148292 reviews)

View other PayPal products

4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148292)

Best experience with this app i am really liking it .

Best experience with this app i am really liking it . Reviewed on: 9th June 2026

Easy ,quick payment and easy to use

Easy ,quick payment and easy to use Reviewed on: 9th June 2026

Excellent never had any issues.

Excellent never had any issues. Good system easy to use Reviewed on: 9th June 2026

There easy to use when I needed it

There when I needed it and easy to pay back Reviewed on: 9th June 2026

It’s easy to register but you still get checked.

It’s easy to register but you still get checked. And easy to use and spread payments Reviewed on: 9th June 2026

Easy use for Apple Pay and you can also get the ful...

Easy use for Apple Pay and you can also get the full details Reviewed on: 9th June 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. The service is simple, convenient, and makes sending and receiving money quick and hassle-free. I appreciate the security features and the peace of mind that comes with using a trusted payment platform. The app is easy to navigate, and transactions are usually smooth and reliable. Overall, PayPal has made managing online payments much easier for me, and I would recommend it to others. Reviewed on: 9th June 2026

PayPal has been great for me and my family.

PayPal has been great for me and my family.Easy to use. No hassle. Great correspondence. Reviewed on: 9th June 2026

PayPal Credit Account.

I've had a PayPal Credit card for a while now and have been extremely content with it and the service I receive. I love the fact that you get 4 months interest free on every item you purchase. There's been a couple of times where I've experienced an issue with items not being sent, or damaged upon receipt. PayPal customer service has been excellent in dealing with the issues for me extremely quickly, absolutely hassle free, and refunded money back into my credit account within hours. I love having the confidence in knowing that any issues,which very rarely occur, are dealt with so quickly. Reviewed on: 9th June 2026

Very good, i always trust Pay Pal.

Very good, i always trust Pay Pal. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Payments
from PayPal 4.71 from 3759 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79378 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub