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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148277 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148277)

Easy to use and secure

Have used PayPal and found it easy to use and secure. Pay for products and recieve money from products I've sold hassle free. Reviewed on: 9th June 2026

What I think of PayPal credit

Quick simple and easy to use. Handy life changing in a good way allows you to do projects over time with confidence at the time of use Reviewed on: 9th June 2026

Easy to use payment system

Easy to use payment system quick and simple Reviewed on: 9th June 2026

I have been a customer to Paypal for more than 20 ye...

I have been a customer to Paypal for more than 20 years. It has been search a useful platform and I am really loving the new services that have been added to the business. Reviewed on: 9th June 2026

Always provided a good service that is easy to use a...

Always provided a good service that is easy to use and secure. Reviewed on: 9th June 2026

Love this it gives me so much flexibility

Love this it gives me so much flexibility Reviewed on: 9th June 2026

Easy to use and intuitive interface with security fe...

Easy to use and intuitive interface with security features built in. Reviewed on: 9th June 2026

Easy to set up both the credit line and the monthly...

Easy to set up both the credit line and the monthly direct debit which all goes through smoothly. Convenient if you need that little bit of help before payday!! Reviewed on: 9th June 2026

Never had a problem with pay pal had a problem with...

Never had a problem with pay pal had a problem with a order and there sorted it and got my money back Reviewed on: 9th June 2026

Paypal are my most trusted, I literally do everythin...

Paypal are my most trusted, I literally do everything I can through PayPal, I was the victim of an online theft and lost money that I could not reclaim, had it gave been through PayPal I would have been ok, so lesson learned. Reviewed on: 9th June 2026

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