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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148261 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148262)

It helps

PayPal allows me to buy what a need with a possibility for paying back 0 interest in 4 months Reviewed on: 9th June 2026

PayPal credit was an easier and less stress way to p...

PayPal credit was an easier and less stress way to pay for purchases on finance Reviewed on: 9th June 2026

Ease of you, clear statements and details around cha...

Ease of you, clear statements and details around charges Reviewed on: 9th June 2026

PayPal rocks.

PayPal credit is fantastic as it allows me to purchase large items when I need them without having to pay up front. They interest they charge is very good to. Reviewed on: 9th June 2026

Simple, Flexible and Convenient Way to Manage Purchases

Using PayPal Credit has been a very good experience for me. It’s easy to use, especially when shopping online, and the option to spread the cost of purchases makes budgeting much more manageable. The application process was straightforward, and I like how everything is clearly shown in my PayPal account. Overall, it’s a convenient and reliable way to pay, and I would definitely recommend it. Reviewed on: 9th June 2026

Easy to Use and Helpful Credit Option

I’ve had a positive experience with PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. Payments are easy to manage through my account, and everything is clearly explained. I’ve found it useful for budgeting and appreciate the flexibility it provides when making online purchases. Overall, a reliable and user-friendly service. Reviewed on: 9th June 2026

Ideal payment platform for everyone

Used PayPal for over 25 years ideal payment platform for individuals as well as all types of business. Can't fault it. Reviewed on: 9th June 2026

Im satisfied

I use PayPal a lot and I'm satisfied Reviewed on: 9th June 2026

Convenient payments

It is a very convenient way to pay for items Reviewed on: 9th June 2026

Good experience

Good experience overall but there is always rooms for improvement Reviewed on: 9th June 2026

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