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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148238 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148238)

Fast answering, attentive and polite, always find a...

Fast answering, attentive and polite, always find a solution so far Reviewed on: 9th June 2026

Paypal honest review!

So much easier and safer paying with Paypal. Paypal Credit is a great choice when needing to spread the costs over 4 months, interest free. Reviewed on: 9th June 2026

Always there when you need it

They've really helped me with payin3 and credit when I've needed it. Always had speedy responses to any issues including unexplained transactions that I've misplaced. Their crypto investments are easy and well explained. Reviewed on: 9th June 2026

Fast efficient payments every time

I’ve used the pay in instalments option successfully- really helpful. I regularly use PayPal to pay for a variety of items, this is a no fuss reliable service that for me is second to none .on the rare occasion that I ‘ve had an issue PayPal have stepped in and resolved. It’s so easy and convenient to use PayPal given that so many retailers/ sellers accept it I feel secure. Reviewed on: 9th June 2026

Easy to use and quick to set up.

Easy to use and quick to set up. Happy with it so far Reviewed on: 9th June 2026

Very good service, have been with PayPal for many ma...

Very good service, have been with PayPal for many many yrs Reviewed on: 9th June 2026

I’ve used PayPal for years.

I’ve used PayPal for years. I use it mainly for the security. PayPal credit and pay in three also allow me to spread the cost of large payments. Reviewed on: 9th June 2026

Recommend and easy to use.

Easy to use. Limited to certain websites though Reviewed on: 9th June 2026

Friendly staff and a easy way to spread the cost on...

Friendly staff and a easy way to spread the cost on purcheses Reviewed on: 9th June 2026

Good customer service service money back guarantee

Good customer service service money back guarantee Reviewed on: 9th June 2026

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