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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148214 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148214)

I enjoy the flexibility of the pay in 3 and interest...

I enjoy the flexibility of the pay in 3 and interest free terms. Superb value for money Reviewed on: 9th June 2026

Very useful

It’s easy to use. Very convenient Reviewed on: 9th June 2026

Flexible payments options

the app is very user friendly, I like the flexibility of payment options Reviewed on: 9th June 2026

PayPal makes me feel safe.

Whenever I am buying online, PayPal makes me feel safe. If a company does not except PayPal I would give it a miss. Reviewed on: 9th June 2026

PayPal has helped me cope.

PayPal has helped me cope with some financial problems by allowing me 4 months to pay off the purchases without interest. This has been a huge relief. Reviewed on: 9th June 2026

Benefits of PayPal.

PayPal is trustworthy and easy to use. Reviewed on: 9th June 2026

Contract terms are straightforward and are free from...

Contract terms are straightforward and are free from hidden clauses Reviewed on: 9th June 2026

Great Safety Net

Always had good customer service with PayPal with normal Personal account, business and PayPal Credit. It is also a great safety net when paying for things that may not be delivered for 6 months! Reviewed on: 9th June 2026

Brilliant - very helpful and would recommend to anyone.

Brilliant - very helpful and would recommend to anyone. Really nice staff and good customer service Reviewed on: 9th June 2026

I’ve used PayPal credit for years really helpful!

I’ve used PayPal credit for years really helpful! No problems although Ive never missed a payment!! Reviewed on: 9th June 2026

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