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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148188 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148188)

Very useful, and can use nearly everywhere.

Very useful, and can use nearly everywhere. Interest rates a little high, but acceptable Reviewed on: 9th June 2026

We have used PayPal for many years now they are great .

We have used PayPal for many years now they are great . Reviewed on: 9th June 2026

Great no issues so far, I have debit and credit card...

Great no issues so far, I have debit and credit card all works fine Reviewed on: 9th June 2026

Always very professional in everything theydo

Always very professional in everything theydo Reviewed on: 9th June 2026

Convenient and Easy to Manage

I’ve found PayPal Credit to be a straightforward way to spread the cost of larger purchases when needed. The application process was simple, payments are easy to track through my account, and having the flexibility to pay over time has been useful for managing my budget. Overall, it’s been a convenient option for online shopping. Reviewed on: 9th June 2026

Great and helpful

Any problems I have had, PayPal always sort it out very quickly. Great service and always feel safe with payments using paypal Reviewed on: 9th June 2026

Human Solution

Always been able to speak to a human when there has been a problem. Which is the only way the problems have been solved! Big differentiator - thank you. Reviewed on: 9th June 2026

Gives me safety when using paypal

I think we could have more help with disputes but checking out with paypal gives me a piece of mind Reviewed on: 9th June 2026

Would recommended

Quick and easy process. Allowing to spread the cost with a period of interest free Reviewed on: 9th June 2026

PayPal gives me reassurance when purchasing items

PayPal gives me reassurance when purchasing items Reviewed on: 9th June 2026

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