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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148164 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148165)

Efficient.

Efficient. Easy to manage in the app. Reviewed on: 9th June 2026

Easy to use and pay

I've used PayPal credit many times and it's quick and easy. Reviewed on: 9th June 2026

I am using paypal credit my purchase.

I am using paypal credit my purchase. It is quite easy. Reviewed on: 9th June 2026

Easy to use, I have never had a problem using this.

Easy to use, I have never had a problem using this. It helps to spread the cost of large purchases. Reviewed on: 9th June 2026

Hassle free, easy to access credit.

Hassle free, easy to access credit. There for when you need it. Reviewed on: 9th June 2026

experience

I have wonderful experience to buy tickets online or do shopping online. Reviewed on: 9th June 2026

Been using pay pal credit for the last 5 years , nev...

Been using pay pal credit for the last 5 years , never had a problem, quick and easy to use. Credit started at £1000, I’m now have credit up too £3,600. I used it all the time when I buying bits and bobs and pay them off over 4 months. Would recommend pay pal credit to all my friends and family. Reviewed on: 9th June 2026

Never had cause to complain.

Never had cause to complain. Service has always been very good Reviewed on: 9th June 2026

Always a pleasure to deal with and a positive experi...

Always a pleasure to deal with and a positive experience is always had. Reviewed on: 9th June 2026

best financial institution out there

PayPal credit card is easy to use, easy transactions plus they gave me first 3 months free Interest I strongly recommend. Reviewed on: 9th June 2026

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