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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (148143)

Amazing provider, easy and safe transactions.

5
Amazing provider, easy and safe transactions. I try to use PayPal for all my purchases if possible. love the pay in 3 option and the credit too so easy to keep on track of the payments and or pay them off early. Just very simple and transparent. Reviewed on: 9th June 2026
ANETT O's avatar
ANETT O

I am using paypall credit for almost 5 years now and...

5
I am using paypall credit for almost 5 years now and never had issues. Reviewed on: 9th June 2026
Ivona Nis's avatar
Ivona Nis

Love PayPal

5
Love PayPal. It’s so easy to use, secure and you can actually speak to someone on the phone in the event of any queries. Brilliant service. Reviewed on: 9th June 2026
Elizabeth C's avatar
Elizabeth C

Pay in 3

5
Pay in 3 in so convenient and easy to use. Many online retailers offer this option at checkout. So simple to use. Reviewed on: 9th June 2026
Alison Barker's avatar
Alison Barker

Always had a great experience.

5
Always had a great experience. So easy to use. Reviewed on: 9th June 2026
Jessica O's avatar
Jessica O

Never had a problem with PayPal.

5
Never had a problem with PayPal. Over the years they have always been reliable! Reviewed on: 9th June 2026
Davina Oriakhi-Idris's avatar
Davina Oriakhi-Idris

Wouldn’t be without it!

5
Wouldn’t be without it! Has been such an important part of my shopping experiences. Reviewed on: 9th June 2026
Katie H's avatar
Katie H

I’ve had PayPal for a few years now and it keeps get...

5
I’ve had PayPal for a few years now and it keeps getting better. I enjoy using this service and encourage all my friends and family to open an account. Reviewed on: 9th June 2026
Carlena's avatar
Carlena

Very helpful PayPal

5
PayPal always helps PayPal always understand Reviewed on: 9th June 2026
Urooj k's avatar
Urooj k

Paypal credit is a support that every other customer...

5
Paypal credit is a support that every other customer needs. It’s really easy to use. Reviewed on: 9th June 2026
Izaz's avatar
Izaz

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