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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148119 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148119)

Friendly and helpful staff, always ready to help

Friendly and helpful staff, always ready to help Reviewed on: 9th June 2026

Love PayPal

Always great using PayPal which I have done for many years Reviewed on: 9th June 2026

It's good services I am like it and trusted as well,...

It's good services I am like it and trusted as well, safe and secure Reviewed on: 9th June 2026

Just brilliant

I have been with PayPal for a long time now and I have always found their service to be excellent. Using Paypal means I never provide my bank and/or credit card details online and they have an easy system for disputes or problems with purchases. Sending and receiving money from other people is a very reliable and safe option. And finally their credit account service is competitive and now even comes with an actual card for using in store. Just brilliant and there’s loads more great deals too. Very happy customer! Reviewed on: 9th June 2026

quick & easy and very secure

using paypal is quick easy and very secure way to purchase things Reviewed on: 9th June 2026

PayPal provided a seamless purchasing experience wit...

PayPal provided a seamless purchasing experience with great customer support. Reviewed on: 9th June 2026

Easy to use

Easy to use app, quick to send and receive money and secure Reviewed on: 9th June 2026

Good to know.

No issues when used. Good to know it is available if needed. Reviewed on: 9th June 2026

This service has been excellent. Sooo glad I signed up!

This service has been excellent. The communication is very good and it helps to keep your finances on track, whilst providing some extra flexibility. I am soooo glad I joined! Reviewed on: 9th June 2026

My Go-To for Payments app

I have been using paypal from along time for my day to day purchases and also for online shopping. Its PayPal Credit feature offers to share the cost in 3 interest-free monthly payments and also provides time to pay over 4 months time. it has been quite helful and secure way to make payments with 2-factor authentication. Also a quick resolution of suspicious payments if made by mistake. Reviewed on: 9th June 2026

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