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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148094 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148094)

Great value for money.

Having used PayPal credit numerous times, I have found it very easy to use, there are various options to chose from depending on my needs and very good value for money due to a reasonable interest rate for the term I have needed. Reviewed on: 9th June 2026

PayPal had always been easy to use

PayPal had always been easy to use Reviewed on: 9th June 2026

Awful customer service but easy and handy app..

Customer service is the most appalling out of any bank i have ever experienced. Multiple times i voice my concerns abd worries and am never given any support. In comparison to all other finance conoanies paypal customer service is the worst. But using paypal itself is really time savice and a easy way to send and receive money and pay when you dobt have card at hand. Reviewed on: 9th June 2026

very clear and easy to understand

very clear and easy to understand which makes it easy to know where your money is. Helpful and recognised everywhere now and i prefer to use it if i am buying something online as i feel its safer. Reviewed on: 9th June 2026

Easy pay pal to apply easy to use and set up.

Easy to apply easy to use and set up. Notification when payment due Reviewed on: 9th June 2026

Easy to use and gives me buyer protection which help...

Easy to use and gives me buyer protection which helps with peace of mind Reviewed on: 9th June 2026

The oppertunity to pay with 4 months interest free c...

The oppertunity to pay with 4 months interest free credit was a godsend during these tough times. Took a lot of worry out of having a much needed washing machine without being hammered on interest charges Reviewed on: 9th June 2026

Always convenient and a trusted way of paying.

Always convenient and a trusted way of paying. Always straightforward and peace of mind trading. Reviewed on: 9th June 2026

I love Paypal recommended to everyone to use it.

I love Paypal recommended to everyone to use it. It’s very simple and enjoyable. Reviewed on: 9th June 2026

I find PayPal a quick and easy process.

I find PayPal a quick and easy process. Reviewed on: 9th June 2026

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