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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148056 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148057)

Great love excellent service recommend itto everyone

Great love excellent service recommend itto everyone Reviewed on: 9th June 2026

Easy to use.

PayPal isn’t the cheapest money lender but it is by far the safest and easiest to use. With the PayPal app I can see all of my PayPal transactions including Pay in 3 and Paypal Credit - so it’s really easy to manage my borrowing. I was able to buy once in a lifetime concert tickets that I otherwise would not have been able to afford and have been able to pay off the balance at my own pace. Reviewed on: 9th June 2026

Always prompt and helpful.

Always prompt and helpful. Clear and precise instructions when I contact by phone. Reviewed on: 9th June 2026

Very pleased

Processes payments securely and efficiently Reviewed on: 9th June 2026

Hard to get hold of and not great in disputes...

Hard to get hold of and not great in disputes Reviewed on: 9th June 2026

I use PayPal for most purchases because of security...

I use PayPal for most purchases because of security and convenience Reviewed on: 9th June 2026

The credit facility and the breathing space it provi...

The credit facility and the breathing space it provides can be invaluable on larger expenses. Reviewed on: 9th June 2026

Secure and tension free transaction

Easy to purchase, secure our transaction and tension free transaction Reviewed on: 9th June 2026

I like PayPal because iif you had paid anything with...

I like PayPal because iif you had paid anything with PayPal and then you need refund it is dealt straight away Reviewed on: 9th June 2026

Best App

Very easy and efficient especially the app Reviewed on: 9th June 2026

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