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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148033 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148033)

My Go To

My go to for buying anything nowadays and indeed receiving money Reviewed on: 9th June 2026

.PayPal, quick and safe.

I've found PayPal to be the quickest, easiest and safest way to make purchases online. With various options such as safely stored bank and credit card details, PayPal credit and pay in three, which incidentally comes with exceptionally low interest rates, to me it's a no-brainer. Keep it up PayPal. 1 Reviewed on: 9th June 2026

Very simple to use

Very simple to use, no messing and don’t get overloaded with marketing Reviewed on: 9th June 2026

Overall, Paypal is good

I have not used Paypal Credit but I have used it for other things such as sensing payments, paying invoices etc. Reviewed on: 9th June 2026

Good Credit

Good customer service. Quick problem solving Reviewed on: 9th June 2026

5 stars every time!

Always available for multiple checkouts. Pay in 3 is really useful too. Reviewed on: 9th June 2026

Good service and good customer service.

Good service and good customer service. Would reccomend Reviewed on: 9th June 2026

extremely convenient.

On the whole PayPal is extremely convenient. If I want to make a low cost purchase Inainly online I always use this method for checkout. Reviewed on: 9th June 2026

Excellent service

Always excellent service…very happy either way the service Reviewed on: 9th June 2026

So easy!

Very handy and usable at loads of online shops. Easy to use and payments can be made whenever is convenient to you! Reviewed on: 9th June 2026

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