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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175534 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175544)

I use PayPal for all my needs

I love the PayPal pay in 3 option, I also use PayPal to pay on websites which saves me time & the hassle of putting in card details & address etc, I actively choose sites that offer PayPal as a payment option. Wouldn’t be without it. Reviewed on: 13th June 2022

Good

Very good for short time borrowing Reviewed on: 13th June 2022

Excellent all round experience

Very easy to set up and very good value on repayments Reviewed on: 13th June 2022

Excellent

They are always to help. one of the best companies in the world. I use them to buy my products. Reviewed on: 13th June 2022

Better than good.

Actually didn't expect PayPal Credit to be as easy to use and as good as it is however I would thoroughly recommend it to anyone. Reviewed on: 13th June 2022

Great credit scheme

Paypal provides a great scheme for credit about £99 with 0% interest for 4 months. I have enjoyed their schemes for more than 10 times with no issue. Reviewed on: 13th June 2022

Tops

Easy to deal with and good communication. (Plus good offers) Reviewed on: 13th June 2022

Great rates

Pay pal credit has good and affordable interest rates. I am a happy customer. Reviewed on: 13th June 2022

Great for emergencies

Needed for an item needed before payday Reviewed on: 13th June 2022

So handy and reliable

Fantastic service and always on hand and online when I am. Reviewed on: 13th June 2022

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