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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147553)

PayPal credit is a quick, simple and safe way to pay...

5
PayPal credit is a quick, simple and safe way to pay for items when shopping online. It covers multiple payment options such as pay in three or pay later. You have buyer protection where PayPal step in to help navigate any issues or refunds required. PayPal credit is a safe responsible line of credit. Reviewed on: 9th June 2026

A very simple website and my account is easy to...

5
A very simple website and my account is easy to follow Reviewed on: 9th June 2026

Helps pay for unexpected items or just buying bigger...

5
Helps pay for unexpected items or just buying bigger value whilst spreading the cost at 0% Reviewed on: 9th June 2026

Very helpful having 0% interest fir four months

5
Very helpful having 0% interest fir four months Reviewed on: 9th June 2026

Excellent

5
Paypal are very helpful it gives you flexibility with your finances. Reviewed on: 9th June 2026

Best tool on the market

5
Always easy and straightforward to use. Many payment options. Reviewed on: 9th June 2026

Always very happy for customer service, well exper...

5
Always very happy for customer service, well experienced properly explained to understand the situation. Reviewed on: 9th June 2026

PayPal remains one of the most reliable digital paym...

5
PayPal remains one of the most reliable digital payment platforms available. The interface is straightforward, transactions process quickly, and the buyer protection gives real peace of mind when shopping online. Whether you're paying a friend back or making an international purchase, it handles everything seamlessly. A trusted name for good reason. Reviewed on: 9th June 2026

Excellent.

5
Excellent. Always a good experience Reviewed on: 9th June 2026

Nothing but good vibes from PayPal .

5
Nothing but good vibes from PayPal . Easy to use and great value. Reviewed on: 9th June 2026

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