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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147294 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147294)

PayPal app

clean app easy to use any problems dealt with efficiently Reviewed on: 9th June 2026

Good for spreading the shopping over 4 months withou...

Good for spreading the shopping over 4 months without interest. Reviewed on: 9th June 2026

Always very efficient service never any problems.

Always very efficient service never any problems. Reviewed on: 9th June 2026

A useful tool to help my friends and family

A useful tool that has allowed me to help my friends and family in different towns with just a few clicks. Its fast, reliable and simple. Ive never struggled with the ui. Its intergrated in to almost every website for payment which is a god send Reviewed on: 9th June 2026

Excellent service highly recommended

Excellent service highly recommended Reviewed on: 9th June 2026

I started using PayPal credit this year and I’m very...

I started using PayPal credit this year and I’m very happy with it; such a great and efficient service I highly recommend it Reviewed on: 9th June 2026

Happywuwik

Easy to use and great if you want to spread your cost over 4 months(purchases over £99) Reviewed on: 9th June 2026

Always impressed and use frequently

Always impressed and use frequently and can happily recommend to friends. Good value to use Reviewed on: 9th June 2026

Great, problem-free and secure service

I’ve used PayPal literally hundred of times without an issue. They have a diverse range of services and all appear to be secure. I haven’t needed to use PayPal credit but often use their ‘pay in 3’ option to help me manage my budget especially now I’m a pensioner. Reviewed on: 9th June 2026

Been using PayPal Credit for a while now and it’s be...

Been using PayPal Credit for a while now and it’s been so handy, if I’ve been low on funds for something I needed because of paying bills it’s helped, they regularly inform of any changes in the system and check if you are ok with payments. Reviewed on: 9th June 2026

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