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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147025 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147025)

Easy and no issues.

Easy and no issues. Easy to navigate app Reviewed on: 9th June 2026

PayPal Credit.

I cannot believe how easy PayPal Credit is to use to use. It's versatile and can be used daily. I told my family about it and two of them have started to use it. If you have a problem, the help but is the best I have seen. I will continue to use PayPal Credit Reviewed on: 9th June 2026

It’s just as easy

It’s just as easy as it gets and the best thing is the extra protection on the expenses paid via PayPal Reviewed on: 9th June 2026

Excellent provider

PayPal have been a more secure way to support payments, give access to extended payments which are so useful and have a fantastic customer service to support any issues. Reviewed on: 9th June 2026

cheap re-payments help a lot .

cheap re-payments help a lot . allowed some financial freedom Reviewed on: 9th June 2026

Help others in need

When I was struggling with cash and I needed to get a home white goods, Paypal was there and I’m grateful for their help. Keep the good work. Going never stop even in this hard times Reviewed on: 9th June 2026

Paypal credit

Excellent service, very versatile and flexible, I have used many time's. And many more to come. Reviewed on: 9th June 2026

Safe guarding your purchases.

I feel confident using PAPayPal will help if i encounter a problem with a purchase or service ive brought. They assist and have got me a refund when something goes wrong. PayPal is easy to use, accepted everywhere, the app is user friendly, it can be linked to your bank account and everything is just easy to use. The PayPal+, is an exciting feature that gives you points that pays back cash to use on further purchases.. I would recommend this card to everyone. Their backup is 2nd to none. Reviewed on: 9th June 2026

Easy to use. Accessible

Easy to use. Accessible on plenty of websites. Reviewed on: 9th June 2026

It's easy to use.

It's easy to use. Available on most purchases. Convenient. Reviewed on: 9th June 2026

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