Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146963 reviews)

View other PayPal products

4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146964)

Very easy to use in all formats and on many...

Very easy to use in all formats and on many sites Reviewed on: 9th June 2026

It’s all good

Easy to use, no issues, once used them to get a refund and it worked well. Reviewed on: 9th June 2026

Quick and secure

Quick and secure transactions with spend messages sent for every transaction adding another layer of secure service Reviewed on: 9th June 2026

Good interest free options and good service if any i...

Good interest free options and good service if any issues. I use pay in 3 and 4 month interest free options. Reviewed on: 9th June 2026

Had no problems at all with paypal

Had no problems at all with paypal Reviewed on: 9th June 2026

Safe way to pay for your purchase

I have been using Paypal for many years and I love their consumer protection. I also appreciate the security as no one else can see my bank or card details. Reviewed on: 9th June 2026

Great service I have been a customer for many years...

Great service I have been a customer for many years now, Pay Pal a name you can trust where credit is deserved Reviewed on: 9th June 2026

PayPal is great

Great. Love PayPal. Safe and secure. Reviewed on: 9th June 2026

Like using PayPal credit, very easy to use

Like using PayPal credit, very easy to use Reviewed on: 9th June 2026

I have always had a very good service

I have always had a very good service Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78441 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub