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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145710 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145711)

Used for years, reliable and easy to use.

Used for years, reliable and easy to use. Gives an element of protection for online purchases Reviewed on: 9th June 2026

Enjoy the extra flexibility with0% for 4 months and...

Enjoy the extra flexibility with0% for 4 months and other options. Support helpful with issues and refunds when fraudulent transactions made. Use PayPal for majority of online purchases at th3 moment. Ive run out of things to say but this box wants more characters... Reviewed on: 9th June 2026

Flexible and Trustworthy

Paypal have the flexibility and trust to make them worth using over traditional banks. Now with a cash back card that lets you fund from other accounts there's no reason not to use them. When I've been scammed too, Paypal had my back and I got my money back. Reviewed on: 9th June 2026

Purchase with confidences

Purchasing is stress-free as you know you're protected with PayPal. Reviewed on: 9th June 2026

I find PayPal credit easy to use and it’s been my on...

I find PayPal credit easy to use and it’s been my only credit source for years. Their new debit and credit cards have also been really smooth. Reviewed on: 9th June 2026

So many ways to save while you spend.

There are several options for ways to pay, pay in 3 is a good option for unexpected expenses that crop up that need dealing with straight away but you haven’t quite got the immediate funds, or like me you have a daughter on a limited budget who needs a new washing machine quickly but begrudges interest payments. then there’s 4 months interest free for the larger purchases. The best thing is the points that you get for nothing.! If you’re going to buy it anyway, why not use PayPal.? It’s a no brainer ! Just activate the offer and watch the points mount up, I’m aiming for gold ! Reviewed on: 9th June 2026

Ease of use makes it a winner.

Ease of use makes it a winner. PayPal is linked to so many online shops and websites, making it easy to use, knowing you are protected. Reviewed on: 9th June 2026

Give you the freedom to spend more with zero to litt...

Give you the freedom to spend more with zero to little interest Reviewed on: 9th June 2026

Had a very good experience, no issues so far

Had a very good experience, no issues so far Reviewed on: 9th June 2026

Straightforward and fast.

Straightforward and fast. Simple to set up and manage easily online or via the app. Reviewed on: 9th June 2026

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