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PayPal: PayPal Credit reviews

4.73
Based on 145,662 reviews, last reviewed 28th Jun 2026
4358700% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026
Gav B's avatar
Gav B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145703)

Ms Black

5
PayPal credit is every straight forward to use ,loving it so far and every convenient. Reviewed on: 9th June 2026

No complaints

5
I have uses PayPal for years and have always found it so simple and convenient Reviewed on: 9th June 2026

Very easy to use with endless and accessible features

5
Very easy to use with endless and accessible features Reviewed on: 9th June 2026

Brilliant service always helpful

5
Brilliant service always helpful Reviewed on: 9th June 2026

1st class service

5
Always had a good experience whatever service I use Reviewed on: 9th June 2026

Really supportive and easy to use

5
Really supportive and easy to use Reviewed on: 9th June 2026

I've never had issues with PayPal, always around to...

5
I've never had issues with PayPal, always around to help get money back when I needed it. Good service and easy to use. Would recommend to anyone else who were thinking of having it. Reviewed on: 9th June 2026

Process was simple and easy to follow.

5
Process was simple and easy to follow. Reviewed on: 9th June 2026

Very good on the whole. Would recommend,

4
All very good, it just takes along time after you have paid of your balance on PayPal credit to actually seeing it of your account. Reviewed on: 9th June 2026

Pay in 3

5
Great flexible options with pay in 3 or others are available. Gives you more time to pay and spread the balance with interest free. Reviewed on: 9th June 2026

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