Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145698 reviews)

View other PayPal products

4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145698)

I love the o% finance on certain websites and products.

I love the o% finance on certain websites and products. Reviewed on: 9th June 2026

The customer service has always been excellent which...

The customer service has always been excellent which for me is the main thing. If I have a query about money I want a quick & reassuring answer. I have received credit limit offers that are clearly explained & I feel that I remain in control.I like the interest free credit for a few months on purchases over £100. Reviewed on: 9th June 2026

Nothing but good things to say.

Nothing but good things to say. So easy to use. Reviewed on: 9th June 2026

Always been helpful when I have had to call

Always been helpful when I have had to call Reviewed on: 9th June 2026

A Convenient and Flexible Way to Manage Purchases

I have been using PayPal Credit for some time and it has been very helpful, especially when making larger purchases. It gives me flexibility and helps me budget more comfortably. I find the service easy to use, and I like being able to keep track of my repayments through my PayPal account. My experience has been positive, and I appreciate the convenience and peace of mind it provides. Reviewed on: 9th June 2026

Very good as long as money moves around the world to...

Very good as long as money moves around the world to helping people. For the people by the people Reviewed on: 9th June 2026

Fast efficient service problem dealt with fast.

Fast efficient service problem dealt with fast. Reviewed on: 9th June 2026

Simple and rewarding

The app is easy to navigate. There are a range of products available depending on the how you want to spread the cost. It’s great that I can get rewarded for making purchases that I would be making anyway. Reviewed on: 9th June 2026

PayPal, highly recommend

I've been using PayPal for many years and always find myself advising others to use it too, if they don't already have it. Reviewed on: 9th June 2026

I use the pay in 3 option regularly, I like how quic...

I use the pay in 3 option regularly, I like how quickly the option goes through when purchasing an item, emails are sent to let you know when the payment is being taken etc. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77227 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub