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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145695 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145695)

Been using it for ages, will be using it for ages.

Been using it for ages, will be using it for ages. Love PayPal! Very efficient and convenient credit option. Reviewed on: 9th June 2026

just a chill credit offerers

just a chill credit offerer, I like how flexible they are and generally offer ways to defer payments quite proactively. Reviewed on: 9th June 2026

Goons experience always able to speak with customer...

Goons experience always able to speak with customer service for support or questions, good service Reviewed on: 9th June 2026

Simple to setup an account, good short credit 0% burst.

Simple to setup an account, you feel like a trusted customer and a lot of online shops take it as a payment option which makes it a great option when you need a burst of credit interest free while you wait for payday etc. Reviewed on: 9th June 2026

Ideal for bigger items ( new washing machine) and I...

Ideal for bigger items ( new washing machine) and I can budget my payments, no interest, easy to go in and add a payment, also used for flights . It's secure and I like being able to have peace of mind. Reviewed on: 9th June 2026

Reliable, convenient and easy to use.

Reliable, convenient and easy to use. I always try to use PayPal when shopping online as an extra layer of defence from cyber attacks. Reviewed on: 9th June 2026

Safe and reliable, i wish they increase my cc limit.

Safe and reliable, i wish they increase my cc limit. Love paypal Reviewed on: 9th June 2026

Easy set upStraight forward set up

Straight forward set up hassle free Reviewed on: 9th June 2026

Simple to Use and Manage

Overall, I've found PayPal Credit easy to use and convenient for managing purchases. The application process was straightforward, and the online account tools make it simple to track payments and balances. It would be helpful to have even more detailed explanations of promotional offers and repayment options. Overall, a positive experience Reviewed on: 9th June 2026

Excellent .

PayPal have excellent service. They are always helpful. The credit & rewards is a great addition to their services. Reviewed on: 9th June 2026

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