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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145686 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145686)

PayPal credit has been great, I mainly put big expen...

PayPal credit has been great, I mainly put big expense on it then pay it off with the 0% interest for four month. Reviewed on: 9th June 2026

its great for paying bill and family

its great for paying bill and family Reviewed on: 9th June 2026

Easy to use.

Easy to use. Excellent customer service Reviewed on: 9th June 2026

Always use PayPal to buy anything especially online...

Always use PayPal to buy anything especially online as it’s the safest way and PayPal credit is so helpful. Reviewed on: 9th June 2026

Excellent service.

Excellent service... Ever Since I have been using PayPal Credit I have been able to manage my Finances Efficiently and Stress Free... Reviewed on: 9th June 2026

I use PayPal wherever possible for online purchases.

I use PayPal wherever possible for online purchases. The security features to access my account provide me with plenty of reassurance that my transactions are safe. I also make good use of the 4 month 0% interest free option for any purchases over £100, as well as the pay in 3 for smaller purchases. Reviewed on: 9th June 2026

simple to use and accepted on a multitude of sites.

simple to use and accepted on a multitude of sites. Using my Paypal account reduces the need for me to enter my debit card details. Issues are resolved quickly and refunds appear quickly into my account. Love it.. Reviewed on: 9th June 2026

All good.

All good. There when I need it and safe. Reviewed on: 9th June 2026

PayPal is part of my everyday life.

PayPal is part of my everyday life. It offers great ways to make purchases and help save money, eg paying over 3 months. I always feel safe using PayPal online. People who don’t use PayPal don’t know what they are missing. Reviewed on: 9th June 2026

useful but limited.

Paypal credit is useful but my credit limit has never been increased over the years and 500 pounds is too little, so I often use one of my credit cards instead. EG, Amex, Barclaycard or Lloyds. Reviewed on: 9th June 2026

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