Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145683 reviews)

View other PayPal products

4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (145683)

So useful

Absolutely brilliant except if takes quite a long time for payments to show. Reviewed on: 9th June 2026

I like money

wonderful, Fantastic, marvellous, terrific, fabulous, superb, and astonishing. Reviewed on: 9th June 2026

Options to help and easy to use.

My experience has been very good the options to pay diferent amounts each month help with budgeting , interest is very reasonable, I have also used the pay in 3 feature for the budgeting reason and I like the fact that my bank details are kept secure, The reminder email is good so you dont forget to make the payment. Reviewed on: 9th June 2026

PAYPAL Credit. Excellent value snd Customer Experience

Excellent service and Customer satisfaction!!! Reviewed on: 9th June 2026

Customer service is always prompt and very reliable

Customer service is always prompt and very reliable Reviewed on: 9th June 2026

Always never an issue

Always never an issue when speaking to customer service Reviewed on: 9th June 2026

Great service

Excellent service Easy to use.Resolves your issues fast Reviewed on: 9th June 2026

Found pay in 3 very useful, could do with a larger a...

Found pay in 3 very useful, could do with a larger allowance occasionally. Reviewed on: 9th June 2026

PayPal problem

I had a se security issue with my account as I thought it had been hacked after an advert on Facebook caused problems and concerns and they were very quick and helpful in resolving it.I was quickly put at ease that my account was secured Reviewed on: 9th June 2026

0% period on initial purchases for the win

The 0% period on initial purchases are a great extension of the general PayPal offer but allow that extra flexibility for larger purchase to utilise a period of credit - keeping the overall interest down. The credit limit is generous but realistic. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77195 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub