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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145677 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145677)

Paypal credit is excellent.

Paypal credit is excellent. I have an extremely good experience and the 0% interest for 4 months is a great benefit. Reviewed on: 9th June 2026

PayPal makes paying for things online feel 100% more...

PayPal makes paying for things online feel 100% more safe as you know if anything goes wrong they will cover you. Reviewed on: 9th June 2026

You can pay on time and no interest so a very good s...

You can pay on time and no interest so a very good system Reviewed on: 9th June 2026

Always use PayPal , pay in three is great and PayPal...

Always use PayPal , pay in three is great and PayPal credit is amazing for booking out flights to Kenya Reviewed on: 9th June 2026

use 4 months to pay for what i need

use 4 months to pay for what i need Reviewed on: 9th June 2026

Over the years I have used Paypal, and have found it...

Over the years I have used Paypal, and have found it easy to use, very secure way of paying for items. Reviewed on: 9th June 2026

Simplicity

Very easy to set the account up and to use. Even the direct debit. Reviewed on: 9th June 2026

Very good use for booking using pay by supermarkets

Very good use for booking using pay by supermarkets Reviewed on: 9th June 2026

Good flexibility on payments and the app is easy to...

Good flexibility on payments and the app is easy to check and use. Reviewed on: 9th June 2026

Great app that is easy to navigate.

Great app that is easy to navigate. Clear notifications on 3 payment scheme and credit account. Easy to make payments to pay off both credit buy now pay later and pay in 3 accounts. Really happy with PayPal app and service knowing that it is safe and secure as well as very easy to use. Reviewed on: 9th June 2026

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