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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145675 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145675)

very trustworthy and I can blindly rely on it as one...

very trustworthy and I can blindly rely on it as one time I had made a purchase in a designer company with paypal credit long story short thank god I used paypal while purchasing the item as I got my money back from paypal whereas the renowned company was not willing to pay me although it wasn’t my fault and also I like how we can split the cost in 3 or pay later within 4 months. Reviewed on: 9th June 2026

Great benefits and deals

Great offers and rewards and easy app easy to keep control and stay on track - easy to sign up Reviewed on: 9th June 2026

Great service, no issues, I’m very happy

Great service, no issues, I’m very happy Reviewed on: 9th June 2026

Money safe,no stress

Easy to use,excellent communication, feel safe,excellent rewards Reviewed on: 9th June 2026

PayPal Credit

easy use great 4 month interest or pay in 3 is to pay through app Reviewed on: 9th June 2026

PayPal is my go to when I buy anything on the Intern...

PayPal is my go to when I buy anything on the Internet I feel it provides security when making purchases Reviewed on: 9th June 2026

Easy to use

Easy to use, accepted virtually everywhere Reviewed on: 9th June 2026

Most of issue resolved quickly easy to put claim or...

Most of issue resolved quickly easy to put claim or transfer Reviewed on: 9th June 2026

I’ve used PayPal for years.

I’ve used PayPal for years. It’s one of the few online services I truly trust. PayPal Credit has been especially useful. The application was simple, the terms were clear, and the flexibility in managing purchases is a real benefit. What I like most is the security and peace of mind. Payments feel protected. Transactions are easy to track. If anything goes wrong, PayPal’s customer service is quick and helpful. Another big plus is the convenience. Whether I’m buying online, managing subscriptions, or spreading the cost of something important, PayPal Credit keeps things simple and stress‑free. Overall, it’s a service that delivers on its promises. It’s reliable, safe, and easy to use. That’s why I keep coming back. Reviewed on: 9th June 2026

I have always had a good experience when dealing wit...

I have always had a good experience when dealing with PAYPAL credit. Never a problem and so easy to use. Reviewed on: 9th June 2026

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