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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145668 reviews)

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4.73

Based on 145,662 reviews, last reviewed 28th Jun 2026

4358700% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Had great customer service from PayPal whenever need... Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for th... Read more Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145668)

The pay in 3 option is so handy!

The pay in 3 option is so handy! I use it all the time to spread the cost. You always feel safe using PayPal in case there are any issues. Reviewed on: 9th June 2026

Different products suit every need

Different products suit every need Reviewed on: 9th June 2026

Great all round service provided

Great all round service provided Reviewed on: 9th June 2026

I had fraud committed, money stolen before my weddin...

I had fraud committed, money stolen before my wedding and they refunded the money straight away, customer services were excellent and easy to get through to. Reviewed on: 9th June 2026

Easy to set up, I even got money off my first purchase!

Easy to set up, I even got money off my first purchase! Would definitely reccomend PayPal credit. Reviewed on: 9th June 2026

Great borrowing

Brilliant to be able to have interest free for large amounts , makes spending easier . Especially holidays Reviewed on: 9th June 2026

Simple and rewarding

It is so easy to use PayPal and be rewarded for spending you would be making anyway. The app is easy to use and the payments are accepted everywhere. Any queries are easily handled and the app is easy to navigate. Reviewed on: 9th June 2026

Easy to use and excellent support.

Easy to use and excellent support. Reviewed on: 9th June 2026

Excellent

Excellent company to deal with, always fair in dealing with customers Reviewed on: 9th June 2026

PayPal is very helpful specially the pay in 3 with n...

PayPal is very helpful specially the pay in 3 with no interest Reviewed on: 9th June 2026

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