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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145662 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145662)

protected

Very convenient and always feel protected Reviewed on: 9th June 2026

Good service

Good service. Quick and secure payment. Reviewed on: 9th June 2026

Great! Would recommend.

I have had no issues at all using PayPal credit. Reviewed on: 9th June 2026

Paypal is straight forward.

Paypal is straight forward. Easy to use. Reviewed on: 9th June 2026

No problems with PayPal credit

I've not had any problems, smooth transactions every time. Perhaps lowing the starting limit at checkout from £30 to £20, not always spending that much Reviewed on: 9th June 2026

PayPal great !

PayPal great ! Safe , fast affordable . Reviewed on: 9th June 2026

Flexible

Use all the time handy to spread in 3 Reviewed on: 9th June 2026

PayPal Credit has been such a help

PayPal Credit has been such a help when I need to spread the cost of bigger purchases. Instead of paying all at once, I can break it down into manageable chunks. Paying for things is quick and painless a couple of taps and it's done and I love that the app lets me see exactly what I owe, so I'm never caught off guard and helps me stay on top of my payments. It's brilliant for those times when something important comes up and I'd rather not pay it all upfront. Honestly, it just gives me a bit of breathing room and It's one of those brands I just trust without thinking about it. Reviewed on: 9th June 2026

Easy and quick to set up.

Easy and quick to set up. Hassle free borrowing. Reviewed on: 9th June 2026

I am happy with PayPal service.

I am happy with PayPal service.The only downside is that is very tricky to actually get through phone and speak with the person. Reviewed on: 9th June 2026

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