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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145649 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145650)

Never had a bad experience with them very profession...

Never had a bad experience with them very professional and helpful Reviewed on: 9th June 2026

I have a great experiences with PayPal

I have a great experiences with PayPal Reviewed on: 9th June 2026

I never had issues so far.

I never had issues so far. I’m a constant shopper and use paypal as a safer option. i like having all my cards in one place. I never had issues so far. I’m a constant shopper and use paypal as a safer option. i like having all my cards in one place. Reviewed on: 9th June 2026

Happy days

Staff are amazing if you have to talk to them …well done Paypal Reviewed on: 9th June 2026

They providecan excellent service and variety of pro...

They providecan excellent service and variety of products Reviewed on: 9th June 2026

Great Credit account

Happy that I am kept informed with each transaction. Reviewed on: 9th June 2026

PayPal Credit made my online purchases much more con...

PayPal Credit made my online purchases much more convenient and flexible. The application process was quick and easy to complete. Payments are straightforward to manage through the PayPal app. The interest-free promotional periods are very helpful for larger purchases. Overall, it has been a reliable and user-friendly credit service. Reviewed on: 9th June 2026

I use PP Credit often, it allows me great flexibilit...

I use PP Credit often, it allows me great flexibility with my finances. I always pay the balance before incurring any interest charge. Reviewed on: 9th June 2026

Best out there!

I’ve used PayPal for many years now & and it’s never failed me once, I shall continue to use it for many more years Reviewed on: 9th June 2026

You are always covered with PayPal

I always use PayPal as you’re covered in the unlikely event that you have an issue with a transaction or the retailer you have purchased from, I have been assisted in the past with a dispute. You also get the interest free pay in 3 option which is very useful. Reviewed on: 9th June 2026

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