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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145641 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145641)

Credit has helped with managing extra expenses.

PayPal credit allows me to be more flexible with my finances and manage expenses efficiently. With PayPal credit it has helped with us managing the rise in the cost of living without harsh interest rates and just gives us that little bit of breathing room when paying for necessities. The only draw back is the app is sometimes a little hard to navigate and is unclear with current balances/timeframe of when balance is from. Reviewed on: 9th June 2026

Best service and value of money.

Best service and value of money. Reviewed on: 9th June 2026

No Problems

I've ever had a problem paying for items purcor making a payment into my account Reviewed on: 9th June 2026

PayPal has made shopping safe and easier

PayPal has made shopping safe and easier Reviewed on: 9th June 2026

Absolutely fantastic

Have been using PayPal for most of my transactions and it’s been brilliant Reviewed on: 9th June 2026

PayPal? Go on then!

PayPal have been forgiving for me in the past with a missed payment here and there. But now, I have a PayPal debit card which builds valuable points, credit for when I need it and the customer service is always second to none. Reviewed on: 9th June 2026

Reliable and trustworthy.

Reliable and trustworthy. I’ve used PayPal credit on and off for a few years and if there’s ever any issues, they handle them straight away Reviewed on: 9th June 2026

Getting the credit card was straightforward

Getting the credit card was rather straightforward and swift. What’s not to like! Reviewed on: 9th June 2026

Great service, excellent outcome

No problems whatsoever. Dealt with my query, resolution was immediate and now able to use my PayPal credit to make the necessary purchases without any hiccups. Reviewed on: 9th June 2026

I have found using PayPal to be easy and hassel free.

I have found using PayPal to be easy and hassel free. I try to limit my expenditure to less than my credit limit, and amounts that I have on credit are covered by the amounts in my personal bank accounts which enables me to know if I spend two thirds of my credit amount I have enough in the bank to cover it. Reviewed on: 9th June 2026

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