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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145638 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145638)

Very helpful with easy way to pay and safe

Very helpful with easy way to pay and safe Reviewed on: 9th June 2026

Easy and safe to use.

Easy and safe to use. You can confidently use PayPal with the knowledge that you are covered if there are any problems. Reviewed on: 9th June 2026

No nonsense service, love the pay in three & for tho...

No nonsense service, love the pay in three & for those bigger buys Paypal credit is there. Reviewed on: 9th June 2026

Secure and sensible was to shop

I love paypal it gives you thay extra sence of security when making a purchase if something goes wrong they can help you with the supplier to resolve the issue or get you a refund I also like using PayPal for clothing g purchases especially where your more than likely going to be returning things aa thia means you don't have to pay out the whole amount ans the wait for a refund you only pay 1 third of the price and the nit gets adjusted once the return has been processed Reviewed on: 9th June 2026

Ease of use, convenient.

Ease of use, convenient. I used once: got the bonus, then paid off a d never used again. Reviewed on: 9th June 2026

Allways happy with the transfer of my money.

Allways happy with the transfer of my money. Reviewed on: 9th June 2026

Very efficient and easy to access very reliable

Very efficient and easy to access very reliable Reviewed on: 9th June 2026

Efficient

Using PayPal Credit is an easy and efficient way to shop online. Just a few clicks and you have purchased your item safely and without concern about being scammed.If any issues do arise then the PayPal Credit team will quickly resolve it. Reviewed on: 9th June 2026

Loved it, easy to use, convenient

Loved it, easy to use, convenient Reviewed on: 9th June 2026

Great provider and I would highly recommend

Great provider and I would highly recommend Reviewed on: 9th June 2026

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